Life Cover & Serious Illness
To provide a lump sum on the event of being diagnosed with a serious illness or on death. Having the correct level of cover of cover is crucial and having the correct plan in place that will give the optimal level of cover for a cost effective premium is important as good advice is the critical success factor in effecting the most suitable plan.
These plans can be used to insure a liability, provide a legacy or in family protection. In the correct circumstances these plans can be placed in a Trust allowing the proceeds to sit outside of your estate for IHT purposes and also allow the proceeds to be paid to the correct beneficiaries in a timely manner.
Trust and Inheritance Tax Planning is not regulated by the Financial Conduct Authority.